There are schools with super wealthy NIL collectives, they can(and will) pay for kids to stick around and compete. There's a reason why there were scholarship restrictions before, programs would hoard talent to the extreme, keeping kids on roster just so they wouldn't have to face them.
I'm curious as to how this affects midmajor schools, schools that don't have the money to spend on additional scholarships. It's all a moot point anyway, the major conferences will break away to form their own league in the next decade, this is just a first step.