There are DII and lower level DI programs that are recrutiing and selling the opportunity to come and play right away, which in turn would allow them to increase their NIL value and transfer. It’s a smart sell even if you only have the player for 2-3 years.This is actually a good idea. Very common in pro soccer, they send youngsters out on “loan” to mid-level clubs so they can see the field.
I don’t really have an understanding of how that would work legally. But my gut says that if a kid agrees to terms with a collective -which is technically not affiliated with a school - you could pull it off.