If I were president I’d fix the whole transfer portal/NIL thing by doing the following.
1. Can only transfer without penalty for family reasons or if your head coach leaves or is fired. Would be open to expanding this to position coach or just Coordinator too.
2. As a freshman, You have to attend a school for a minimum of one fall season/semester.
3. NIL salary CAP. All P5 schools get the same CAP. Max compensation on what an individual player can earn.
4. Not eligible for NIL until sophomore season. I know when I was 18/19 I was in zero position to be handed $500,000…I would have ended up in a gutter. Or maybe allow everyone to receive it, but freshman have that money held in an account and receive a monthly stipend.
5. Performance incentive. If you earn all conference honors or all American, the amount you can earn as an individual goes up and does not impact your teams salary cap.
6. Mandatory personal finance course, NIL course, and agent course.
It’s great Miami has people like Ruiz, but this stuff is going to hurt the ACC. What other ACC schools are making a big commitment to NIL? It’s going to weaken the conference which negatively impacts Miami.