While I believe the NIL System is fair for the kids and the Big Schools, and is a good bet for the League (the Minor League Principle), I think the Smaller Schools are going to come under pressure because of their anemic Bag Game.
That's why I think the smaller universities and HSBC's will eventually go running to Congress to "bring relief" and some sort of federal regulation to the system. The deep pocketed schools will still be able to do what they are doing now, because they can afford the lobbyists, but this is the way it's headed, I fear.
Where there's gobs of money sloshing around, the politicians are soon to round the corner, looking for their cut.